Flexible Loan Options at Reeves County Teachers Credit Union

At Reeves County Teachers Credit Union (RCTCU), we understand that financial needs arise at different stages of life. Whether you're buying a car, funding your education, or making a major purchase, we offer affordable loan solutions with competitive rates and flexible terms to help you achieve your goals.

Education Loans

Our Loan Options

We offer a variety of small loans designed to fit your financial needs:

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Vehicle Loans

Get behind the wheel with our low-interest auto loans for new and used cars. Whether it’s your first car or an upgrade, we provide affordable financing with flexible repayment options.

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Education Loans

Invest in your future with an education loan that covers tuition, books, and other school-related expenses.

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HVAC Loans

Stay comfortable in every season with a loan for heating and cooling system upgrades.

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Furniture Loans

Furnish your home with affordable financing options for furniture and home essentials.

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RV & Camper Loans

Explore the open road with a RV or camper loan, making outdoor adventures more accessible.

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Signature Loans

Need extra funds for unexpected expenses or personal needs? Our signature loans offer up to $20,000 with good credit and no collateral required.

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Share Secured Loans

Build credit while borrowing against your own savings. Our shared secured loans offer a low-risk way to access funds using your RCTCU savings as collateral—perfect for first-time borrowers or those looking to rebuild credit.

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Loan Requirements

To apply for a loan at RCTCU, you must:

  • Be a Member – You must live or work in Reeves County and provide a valid driver's license, Social Security card, and most recent proof of income.
  • Pass a Credit Check – We assess credit history to determine loan eligibility and terms.
  • Set Up ACH Auto-Pay (Optional) – Simplify your payments with automatic deductions, so you never miss a due date.
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Get behind the wheel with our low-interest auto loans for new and used cars. Whether it’s your first car or an upgrade, we provide affordable financing with flexible repayment options.

To apply for a loan at RCTCU, you must:

  • Be a Member – You must live or work in Reeves County and verify your income to become a member.
  • Pass a Credit Check – We assess credit history to determine eligibility.
  • Set Up ACH Auto-Pay (Optional) – Enjoy the convenience of automatic payments so you never miss a due date.
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Apply for a Loan Today

Let us help you finance your next big purchase with   affordable loans and local service you can trust.   Contact us today to start your application!


Visit Us: 312 South Cedar Street, Pecos, Texas 79772, United States
Call: (432) 447-6192

Why Choose RCTCU for Banking?

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Competitive Interest Rates

Keep your payments manageable.

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Personalized Service

As a local credit union, we focus on what’s best for you.

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Flexible Terms

Get a repayment plan that fits your budget.

Ready to Get Started? Apply for Your Loan Today!

At Reeves County Teachers Credit Union, we make borrowing simple, affordable, and stress-free. Whether you're financing a car, furthering your education, or covering unexpected expenses, we’re here to help with competitive rates and personalized service.